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  • Let's get to it!

    No credit or one or two items on your credit

    You CAN get a mortgage a few ways. One is called an A.C.O.R.N. loan which helps certain income groups in certain areas of your city. Many lenders offer thee loans because they have to show to regulators that they have a certain percentage of these loans within their portfolio-sort of like donating to charity. You won't see too many brokers advertising them because their commissions are limited.

    Another way is establishing credit by having relatives help. Lenders require 4 accounts on your credit report and no bad credit. If you have relatives that can add you on their credit cards or that car loan that you have made payments on you can easily get the credit you need.

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