Mortgage Mortgage

First, Fax them this worksheet:

Dear Lender,

Faxed is the deal structure that I'm requesting a quote and full disclosure of fees from. In order to save my credit score and possible confusion please review the request form without running credit and fax me your quote along with your GFE (Good Faith Estimate) to (     )    _            .

Thank you for your respect and I will contact you either way. Please do not put me on any mailing lists or phone marketing programs. I understand that terms can change based on my credit score NOT being what I am representing and will hold you harmless if that situation happens.

Sincerely,  

Deal Structure

Credit Scores :                                           Experian               Equifax                Transunion

Derogatory Items to be paid?

Gross Income:

Tax Returns being submitted?

Bank Statements Mo. Average:

Cash Available:

Retirement Assets

Other Investments

Furniture/Auto/Misc Cash value:
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Purchase Information

     Price

     Down Payment
        Down payment as a gift
        Down payment as grant

     Seller Rebates

Refinance

     Cash out?

     Pay off bills?

    Improve Home?

   Other
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Property

  Detached home?

  Condo/Apartment/Coop

   Listed for sale in the MLS
     in the last 12 months?

    Notice of Default (NOD)
     Filed in last 12 months?
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Type of loan requested
 
Prepayment Penalties?

P rint out this worksheet and make notes about the homes you visit.