First, Fax them this worksheet Dear Lender, Faxed is the deal structure that I'm requesting a quote and full disclosure of fees from. In order to save my credit score and possible confusion please review the request form without running credit and fax me your quote along with your GFE (Good Faith Estimate) to ( ) _ . Thank you for your respect and I will contact you either way. Please do not put me on any mailing lists or phone marketing programs. I understand that terms can change based on my credit score NOT being what I am representing and will hold you harmless if that situation happens. Sincerely, Deal Structure Credit Scores Experian Equifax Transunion Derogatory Items to be paid Gross Income Tax Returns being submitted Bank Statements Mo. Average Cash Available Retirement Assets Other Investments Furniture/Auto/Misc Cash value
Purchase Information Price Down Payment Down payment as a gift Down payment as grant Seller Rebates Refinance Cash out Pay off bills Improve Home Other
Property Detached home Condo/Apartment/Coop Listed for sale in the MLS in the last 12 months Notice of Default (NOD) Filed in last 12 months
Type of loan requested Prepayment Penalties P rint out this worksheet and make notes about the homes you visit. |