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Whenever there are disasters in the country the government offers assistance. However, the local government and major lenders in you area enact "goodwill" policies that they lower rates and lending conditions so the community can get back on their feet.
They do this for mortgages, auto loans, credit cards and other loan products.
They even offer forgiveness on loans so if you are late they can "put it on the back end" of it so you will nolonger be late but just extend your payments a few months longer.
You can also get price assistance for
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