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</TD><TD align=middle bgColor=#cccccc><SPAN class=elevenPxBlkBld><FONT color=#003366><STRONG><EM>Todays Rates</EM> </STRONG>

</FONT><BR><FONT face=Verdana size=1><STRONG>8/10/2005</STRONG> </FONT>

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</TD><TD align=middle bgColor=#ffffff colSpan=3><!-- above html dept puts on page --><!-- start of engineering spew ---><!-- <TBODY> -->

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</TR><TR><TD align=middle bgColor=#006699><FONT face=Verdana color=white size=-2><B>Rate</B> </FONT>

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</TD><TD align=middle bgColor=#006699><FONT face=Verdana color=white size=-2><B>Points</B> </FONT>

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</TD><TD align=middle bgColor=#006699><FONT face=Verdana color=white size=-2><B>APR</B> </FONT>

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</TR><TR><TD bgColor=#ffffff colSpan=5><IMG height=12 src="http://www.findmymortgage.com/0/0.gif" width=4 align=top><FONT face=Verdana color=#000000 size=-2><B>30 yr fixed</B> </FONT>

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</TR><TR><TD align=middle bgColor=#efefef><FONT face=Arial size=-2>5.125</FONT> </TD><TD><IMG height=12 src="http://www.findmymortgage.com/0/pxl_grey.gif" width=1>

</TD><TD align=middle bgColor=#efefef><FONT face=Arial size=-2>0.000</FONT> </TD><TD><IMG height=12 src="http://www.findmymortgage.com/0/pxl_grey.gif" width=1>

</TD><TD align=middle bgColor=#efefef><FONT face=Arial size=-2>6.00</FONT> </TD>

</TR><TR><TD colSpan=5><IMG height=1 alt="" src="http://www.findmymortgage.com/0/pxl_grey.gif" width=145 border=0>

</TD>

</TR><TR><TD align=middle bgColor=#efefef><FONT face=Arial size=-2>4.625</FONT> </TD><TD><IMG height=12 src="http://www.findmymortgage.com/0/pxl_grey.gif" width=1>

</TD><TD align=middle bgColor=#efefef><FONT face=Arial size=-2>1.375</FONT> </TD><TD><IMG height=12 src="http://www.findmymortgage.com/0/pxl_grey.gif" width=1>

</TD><TD align=middle bgColor=#efefef><FONT face=Arial size=-2>5.632</FONT> </TD>

</TR><TR><TD bgColor=#ffffff colSpan=5><IMG height=12 src="http://www.findmymortgage.com/0/0.gif" width=4 align=top><FONT face=Verdana color=#000000 size=-2><B>5/1 ARM</B> </FONT>

</TD>

</TR><TR><TD align=middle bgColor=#efefef><FONT face=Arial size=-2>3.75</FONT> </TD><TD><IMG height=12 src="http://www.findmymortgage.com/0/pxl_grey.gif" width=1>

</TD><TD align=middle bgColor=#efefef><FONT face=Arial size=-2>0.000</FONT> </TD><TD><IMG height=12 src="http://www.findmymortgage.com/0/pxl_grey.gif" width=1>

</TD><TD align=middle bgColor=#efefef><FONT face=Arial size=-2>4.00</FONT> </TD>

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</TD>

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<TABLE cellSpacing=0 cellPadding=0 width=160 border=0><TBODY><TR><TD bgColor=#ffffff colSpan=5><FONT face=Verdana color=#000000 size=-2><STRONG>Interest Only</STRONG> </FONT>

</TD>

</TR><TR><TD align=middle bgColor=#efefef><FONT face=Arial size=1>2.75 </FONT>

</TD><TD><IMG height=12 src="http://www.findmymortgage.com/0/pxl_grey.gif" width=1>

</TD><TD align=middle bgColor=#efefef><FONT face=Arial size=-2>0.000</FONT> </TD><TD><IMG height=12 src="http://www.findmymortgage.com/0/pxl_grey.gif" width=1>

</TD><TD align=middle bgColor=#efefef><FONT face=Arial size=-2>2.94</FONT> </TD>

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</TD><TD class=eightPtBlackBld align=middle bgColor=#cccccc><FONT size=2>Check Home Prices</FONT> </TD><TD bgColor=#cccccc><IMG height=15 alt="" src="http://www.findmymortgage.com/0/spacer.gif" width=1 border=0>

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size=-1>refinancing arm without paying penalty</B> </SPAN></FONT></A></TD></TR><TR>
<TD><IMG height=4 alt="" src="Skin_Files/spacer.gif" 
width=1></TD></TR></TBODY></TABLE><FONT face="Arial, Helvetica" size=1>everyone is telling that its time to refi your arm home loan mortgage. But should you? Can you lower the costs? Here is some things to consider
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<TD><IMG height=4 alt="" src="Skin_Files/spacer.gif" 
width=1></TD></TR></TBODY></TABLE><FONT face="Arial, Helvetica" size=1>Get help with 0 down, poor credit, perfect credit home loans, home equity, first time buyer programs
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size=-1>what is a NACA Loan program?</B> </SPAN></FONT></A></TD></TR><TR>
<TD><IMG height=4 alt="" src="Skin_Files/spacer.gif" 
width=1></TD></TR></TBODY></TABLE><FONT face="Arial, Helvetica" size=1>NACA stands for Neighborhood Assistance Corporation of America and this program helps with no down, no closing costs and rates lower than the market. read more below
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<TD bgColor=7E7E7E><A href="Infolookup.asp?target=286"><FONT color=#ffffff 
size=-1>Spring Valley, California Home loans</B> </SPAN></FONT></A></TD></TR><TR>
<TD><IMG height=4 alt="" src="Skin_Files/spacer.gif" 
width=1></TD></TR></TBODY></TABLE><FONT face="Arial, Helvetica" size=1>Spring Valley is a part of San Diego that many find after moving there. Finding a local realtor and home loan mortgage advisor can be tough if you are not from there. Here are a few introductions that might help.
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<TD><IMG height=4 alt="" src="Skin_Files/spacer.gif" 
width=1></TD></TR></TBODY></TABLE><FONT face="Arial, Helvetica" size=1>Lemon Grove, Californa is a small but charming area of San Diego county. Finding a local Realtor and Home Loan Los Angeles advisor can be tough when you dont know the area. This report will help make it easier.
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<TD bgColor=7E7E7E><A href="Infolookup.asp?target=284"><FONT color=#ffffff 
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<TD><IMG height=4 alt="" src="Skin_Files/spacer.gif" 
width=1></TD></TR></TBODY></TABLE><FONT face="Arial, Helvetica" size=1>Wellington Group is not just a real estate company, they area apart of the community. Read why your next home should be found or sold with the Wellington group
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<TD><IMG height=4 alt="" src="Skin_Files/spacer.gif" 
width=1></TD></TR></TBODY></TABLE><FONT face="Arial, Helvetica" size=1>La Mesa, California is a great place to live; close to SDSU (San Diego State University) and minutes from the beach and downtown nightlife. Finding a local realtor and mortgage home loan advisor will be made easier by reading this report.
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<TD><IMG height=4 alt="" src="Skin_Files/spacer.gif" 
width=1></TD></TR></TBODY></TABLE><FONT face="Arial, Helvetica" size=1>Lakeside, California is a great place to live. Finding a local realtor and home loans person will make living in the area more pleasant
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<TD><IMG height=4 alt="" src="Skin_Files/spacer.gif" 
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<TD vAlign=top align=left width=* colSpan=3><BR><MARQUEE onmouseover='this.stop();' onmouseout='this.start();'direction='up' scrollamount='1' scrolldelay='40' top='100' left='0' width='365' height='200' id=mymarquee name=mymarquee class=vertscroll><FONT SIZE='-1' ><table style=position:relative;top:-150><tr><td valign=top><br><br><A HREF='HomeDetail3.asp?searchid=05-025139&foldernum=0'><img src='my_listings/05-025139_1.jpg'  onerror='this.src="images/notavailable1.jpg"' border=0 width=125></A><center><small>[click image for info]</center></small><BR><center><B>$2,375,000.00</center></b></td><td width=5></a></td><td valign=top><B>Beverly Hills Luxury home</B><hr><small><span class=scrolltext>This Beverly Hills Luxury home is a beautiful property...[<a href='HomeDetail3.asp?searchid=05-025139&foldernum=0' style=text-decoration:none>more</a>]<HR><b>MULTIPLE PICTURES</B><br><b>VIRTUAL TOUR</b></span></small></td></tr></table><BR><BR><FONT SIZE='-1' ><table 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info]</center></small><BR><center><B>$1,250,000.00</center></b></td><td width=5></a></td><td valign=top><B>BENEDICT CANYON Home for sale</B><hr><small><span class=scrolltext>This is a beautiful Beverly Hills Home for ..[<a href='HomeDetail3.asp?searchid=05-013693&foldernum=0' style=text-decoration:none>more</a>]<HR><b>MULTIPLE PICTURES</B></span></small></td></tr></table><BR><BR><FONT SIZE='-1' ><table style=position:relative;top:-150><tr><td valign=top><br><br><A HREF='HomeDetail3.asp?searchid=2545323&foldernum=0'><img src='my_listings/2545323_1.jpg'  onerror='this.src="images/notavailable1.jpg"' border=0 width=125></A><center><small>[click image for info]</center></small><BR><center><B>$929,900.00</center></b></td><td width=5></a></td><td valign=top><B>Boca Raton Luxury Home for sale</B><hr><small><span class=scrolltext>This Boca Raton Luxury Home is a beautiful property...[<a href='HomeDetail3.asp?searchid=2545323&foldernum=0' style=text-decoration:none>more</a>]<HR><b>MULTIPLE PICTURES</B><br><b>VIRTUAL TOUR</b></span></small></td></tr></table><BR><BR><FONT SIZE='-1' ><table style=position:relative;top:-150><tr><td valign=top><br><br><A HREF='HomeDetail3.asp?searchid=2548090&foldernum=0'><img src='my_listings/2548090_1.jpg'  onerror='this.src="images/notavailable1.jpg"' border=0 width=125></A><center><small>[click image for info]</center></small><BR><center><B>$949,000.00</center></b></td><td width=5></a></td><td valign=top><B>Boca Raton Home for sale with pool</B><hr><small><span class=scrolltext>This Boca Raton Home for sale is a beautiful property...[<a href='HomeDetail3.asp?searchid=2548090&foldernum=0' style=text-decoration:none>more</a>]</span></small></td></tr></table><BR><BR><FONT SIZE='-1' ><table style=position:relative;top:-150><tr><td valign=top><br><br><A HREF='HomeDetail3.asp?searchid=2534491&foldernum=0'><img src='my_listings/2534491_1.jpg'  onerror='this.src="images/notavailable1.jpg"' border=0 width=125></A><center><small>[click image for info]</center></small><BR><center><B>$995,000.00</center></b></td><td width=5></a></td><td valign=top><B>Boca Raton Home for sale with pool</B><hr><small><span class=scrolltext>This Boca Raton Home for sale with pool is a beautiful property...[<a href='HomeDetail3.asp?searchid=2534491&foldernum=0' style=text-decoration:none>more</a>]<HR><b>MULTIPLE PICTURES</B><br><b>VIRTUAL TOUR</b></span></small></td></tr></table><BR><BR><FONT SIZE='-1' ><table style=position:relative;top:-150><tr><td valign=top><br><br><A HREF='HomeDetail3.asp?searchid=40089349&foldernum=0'><img src='my_listings/40089349_1.jpg'  onerror='this.src="images/notavailable1.jpg"' border=0 width=125></A><center><small>[click image for info]</center></small><BR><center><B>$1,050,000.00</center></b></td><td width=5></a></td><td valign=top><B>Discovery Bay Waterfront Luxury home</B><hr><small><span class=scrolltext>This Discovery Bay Waterfront Luxury home has its own dock, incredible views and ..[<a href='HomeDetail3.asp?searchid=40089349&foldernum=0' style=text-decoration:none>more</a>]<HR><b>MULTIPLE PICTURES</B></span></small></td></tr></table><BR><BR><FONT SIZE='-1' ><table style=position:relative;top:-150><tr><td valign=top><br><br><A HREF='HomeDetail3.asp?searchid=40089349&foldernum=0'><img src='my_listings/40089349_1.jpg'  onerror='this.src="images/notavailable1.jpg"' border=0 width=125></A><center><small>[click image for info]</center></small><BR><center><B>$1,050,000.00</center></b></td><td width=5></a></td><td valign=top><B>Discovery Bay Waterfront Luxury home</B><hr><small><span class=scrolltext>This is a Discovery Bay Waterfront home for sale that is a beautiful property...[<a href='HomeDetail3.asp?searchid=40089349&foldernum=0' style=text-decoration:none>more</a>]<HR><b>MULTIPLE PICTURES</B></span></small></td></tr></table><BR><BR><FONT SIZE='-1' ><table style=position:relative;top:-150><tr><td valign=top><br><br><A 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