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Finding the right realtor for YOUR needs
  

  

You've got
reasons to
want to use your cash elswhere!

Braces, gradutation, unforseen medical issues, weddings,the back yard or the vacation you always wanted ; having cash reserves to make sure you protect your credit is just good financial sense! 
  

Where To Look...



Here are the areas to look at to buy your next home with no down payment:
  • Check Credit
  • Shop loan programs
  • Restructure finances
  • Government Loan Help
  • Down payment Assistance
  • Target Homes Assistance
  • Employer Assistance
  • "Garage Sale"
  • "Call Uncle Billy"
Getting "0 down" deals are NOT scams and you don't need the get rich quick programs to learn how to do it!
Government Programs.
ACORN, CHAFFA, VA, FHA, MCC, TARGET housing are just a few programs most brokers or national lenders won't tell you about or promote!
Many brokers don't know the particulars and if their company isn't registered to administer these loans they will tell you they aren't that great.

Don't believe them and do your research here and elswhere to see if there are deals that you qualify for. Many programs are NOT tied to credit score or income.

You can have a mediocre credit score and make $100,000 a year and STILL qualify!

 

 

     Power of a Pre-Approval letter

 
Here are five reasons why getting a pre-approval letter is a good idea. What you learn from this article may surprise you.
[San Diego Approval Letters ]

Selecting a Mortgage

 
The two most common types of mortgages are fixed-rate mortgages and adjustable-rate mortgages, known as ARMs. 
[San Diego Select a Mortgage ]

       Mortgage Loan

 
The mortgage amount is the amount of money you borrow from a lender to pay for your house. ..
[San Diego Mortgage Loan ]
 

Do your homework!
Put some time in and pay yourself well with less stress when getting your next home.

 

 
 

 



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